Last updated: October 1st 2019.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.
Please read these terms and conditions of use carefully before you start to use the Website as they represent a binding legal agreement and you will be bound by them. We recommend that you print a copy of these terms for future reference.
To access the Website and the premium content contained therein you will be required to register as a user and, save for any available free trial period, pay a subscription charge. As a subscriber there are specific terms that will govern your subscription and these additional terms are detailed below under the section Subscription Terms.
By using the Website, you confirm that you accept these terms and conditions of use and that you agree to comply with them.
If you do not agree to these terms and conditions of use, you must not use the Website.
Other Applicable Terms & Policies
The following additional terms also apply to your use of the Website:
Information about the owner of the Website
The Website is operated by [Whynow Limited]. (“we”, “our”, “us” “[Whynow]”). We are registered in England and Wales under company number  and have our registered office at [Acre House, 11/15 William Road, London, United Kingdom, NW1 3ER]. You can contact us by writing to us at firstname.lastname@example.org.
Changes to these Terms & Conditions
Please note that we reserve the right to revise or amend these terms at any time to reflect changes to our business or changes in the law. Where these changes are significant we will endeavour to e-mail all of our registered users to make sure that they are informed of such changes.
However, it is your responsibility to check these terms before each use of the Website.
We May Suspend or Withdraw Our Website
We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
You Must Keep Your Account Details Safe
If you choose, or you are provided with, a user identification code, username, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code, username or password, you must promptly notify us at email@example.com
When using this Website and our online communications infrastructure including email and any enquiry forms that we may offer users or add in the future on this Website you agree:
- any information you submit is accurate and truthful and you will keep this information accurate and up to date;
- to keep your username and password secure at all times and to contact us immediately at firstname.lastname@example.org if you have reason to believe that they may no longer be secure;
- that you are responsible for maintaining the confidentiality of your account and password and for restricting access to your account / computer;
- to accept responsibility for all activities that occur under your account or password;
- not to use any other user’s identity to log on to or communicate via this Website;
- not to impersonate other people, particularly employees and representatives of Whynow or our affiliates;
- not to use obscene or vulgar language;
- not to submit information or content that is unlawful or otherwise objectionable including, but not limited to, content that is defamatory, abusive, offensive, racist, sexist, homophobic, threatening, vulgar, obscene, hateful, content which promotes or incites violence or is otherwise inappropriate or to post comments which will constitute a criminal offence or give rise to civil liability on this Website;
- to refrain from using the Website and online communications systems for unauthorised mass-communication such as “spam” or “junk email”;
- not to use the Website to advertise or offer to sell any goods or services for any commercial purpose, or to promote any surveys, contests or chain letters without the express written permission of Whynow;
- not to post or make available any material which is protected by copyright, trade mark or other proprietary right on this Website without the express permission of the owner of the copyright, trade mark or any other proprietary right and you will be solely liable for any damages resulting from any infringement of the above. If you believe that any materials on this Website infringe your copyright or trademark, you may request that they be removed. This request must be emailed with your name, address and telephone number along with any supporting information. For copyright or trademark issues relating to this Website, please email: email@example.com;
- not to upload to the Website files that contain viruses or files or programs that are designed or intended to disrupt, damage or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorised access to any data or other information in the possession of any third party, and you will be solely responsible for any damages from any claims that may arise because you posted files that caused damage to the operation of another person’s software, hardware or telecommunications equipment;
- to evaluate for yourself the accuracy, completeness or usefulness of any opinion, advice or other content on the Website;
- to only use the Website for lawful purposes;
- not to post defamatory, abusive, offensive, racist, sexist, homophobic, threatening, vulgar, obscene, hateful or otherwise inappropriate comments, or to post comments which will constitute a criminal offence or give rise to civil liability, on this Website;
- to post only comments that are pertinent to the subject matter of the article or content and are relevant and contribute to the conversation;
- not to post comments which are aggressive in tone, or which could be construed as personal attacks against authors or other users; and
- when posting or reading you agree to accept full responsibility for any material you place on this Website.
Whynow is the owner and/or the licensee of all intellectual property rights inherent in the Website, and in the material published on it including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software. Unless specifically stated otherwise, nothing in these terms or on the Website shall give effect to any transfer of such intellectual property rights from us to you.
Your sole right to use the intellectual property inherent in the Website is a non-exclusive licence to make use of such content only as is strictly necessary to enable you to access the Website and to peruse its contents.
You may print off one copy, and may download extracts, of any page(s) from the Website for your personal use and you may draw the attention of others within your organisation to content posted on the Website.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged.
You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.
Your Identity and Licence
You acknowledge that (except where explicitly stated) materials shared on this Website are not private and can be viewed by everybody who visits the Website, that other users will be able to identify (by username) who has posted each piece of material and that the username (and any profile details they have provided) and that who is logged on to this Website at any given time may be visible to all users.
You should log off this Website when you have finished using it to prevent anyone else accessing the Website and using your log-on identity / username. This is particularly important where other people may use the same computer as you, such as in internet cafes. If you do not log off, you may be deemed to be the person viewing or posting material unless you can prove otherwise.
We reserve the right to reveal your identity and contact details to third parties if we believe that you may have breached any of these terms and conditions.
For your own safety and security, we recommend that you do not publish or otherwise disclose personal information such as your password, credit card number, home address, email address, phone number etc., when using this Website.
By posting material on the Website, you grant all other users the right to obtain access to such material and to view, store and reproduce it for personal use.
Do Not Rely On Information On This Website
The content on the Website is provided for entertainment purposes and general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Website.
Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up to date.
The Website may include information and materials uploaded by other users of the Website, including to bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on the Website do not represent our views or values.
If you wish to complain about information and materials uploaded by other users please contact us at firstname.lastname@example.org.
You acknowledge that you are responsible for any material that you post on the Website and that if you breach any of these terms and conditions you may be personally liable to any third party that suffers harm as a result.
You agree to indemnify and keep indemnified us, our successors and assigns, our directors, trustees, offices, employees and agents from and against all liabilities, claims, losses, costs, damages and expenses including legal fees which are reasonably incurred by us should you breach any of these terms and conditions.
This indemnity includes your use of the information you read on the Website, together with any introduction or collaboration that you enter into as a result of viewing the Website.
Limitation of our liability
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- use of, or inability to use, the Website;
- use of or reliance on any content displayed on the Website;
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
Further, you acknowledge that the author of each posting on this Website is responsible for his or her comments. Insofar as the law permits, we shall not be liable for any loss, damage or distress incurred as a result of material posted on the Website.
We are not responsible for the accuracy, veracity or reliability of any opinion, advice or statement made on the Website and such communications shall not be considered to be reviewed, screened, monitored, edited or approved by us.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content from it, or from any website linked to it.
Events Outside our Control
An “Event Outside Our Control” means: any act or event beyond our reasonable control, including without limitation strikes, lock-outs or other industrial action by third parties, civil commotion, riot, invasion, terrorist attack or threat of terrorist attack, war (whether declared or not) or threat or preparation for war, fire, explosion, storm, flood, earthquake, subsidence, epidemic, or other natural disaster, or failure of public or private telecommunications.
We do not guarantee that the Website will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access the Website. You should use your own virus protection software.
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
Linking to the Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to the Website in any website that is not owned by you.
The Website must not be framed on any other site, nor may you create a link to any part of the Website other than the home page.
We reserve the right to withdraw linking permission without notice.
Third party website links & resources in the Website
Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources.
We assume no responsibility for the content of websites linked to from the Website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
If you do link from the Website to other websites, your use thereof will also be subject to those websites’ terms and conditions.
Advertising / Sponsorship
Inclusion of any material in advertisements or sponsors’ materials on the Website does not constitute any guarantee or endorsement as to the quality or value of any of the products or services advertised or any claims made for the products or services by the manufacturer. Any correspondence or dealings which you may have with advertisers or sponsors promoting themselves on the Website are solely between you and that party. We shall not be responsible or liable for any loss or damage of any kind incurred as a result of any such dealing or as a result of the presence of such advertisers on the Website.
To gain access to the Website and the premium content contained therein (the “Paid Subscription Services“) you must register, set up an account and pay a subscription fee. The subscription fee is determined by us and can be subject to change at any time at our sole discretion. Subscription to the Paid Subscription Services is personal to you and may not be transferred or assigned.
By subscribing for the Paid Subscription Services you agree to pay all fees and charges, including applicable taxes. In order to set up an account you must provide us with valid credit card/debit card information, and by providing such information, you thereby authorise us to bill all fees, charges and applicable taxes through that account as and when they become due. Any queries regarding billing on your account must be raised with us within 30 days. All credit card/debit card details are entered on a secured page and they are securely processed via Stripe or Paypal.
You will be billed in Sterling. Any relevant exchange settlements will be determined by agreements between you and your credit card/debit card issuer. If we do not receive payment from the credit card/debit card issuer, you agree to pay all amounts due on your account upon demand. If we do not receive prompt payment for all fees, charges and applicable taxes, you will be in default and we reserve the right to suspend your account and access to the Paid Subscription Services without notice.
Written confirmation of subscription to the Paid Subscription Services shall be provided to you via the email address supplied during subscription. You have the right to cancel this contract within 14 days without giving any reason. The cancellation period will expire 14 days from the day of the conclusion of the contract. To exercise the right to cancel, you must inform us of your decision to cancel this contact by an unequivocal statement (e.g. a letter sent by post or email). To meet the cancellation deadline, it is sufficient for you to send your communication concerning your exercise of the right to cancel before the cancellation period has expired. If you cancel this contract we will reimburse you all payments received from you without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to cancel this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such a reimbursement.
Subject to any right of withdrawal under applicable law, fees, charges and applicable taxes are non-refundable.
The following additional terms apply to any contract between you and Whynow when you subscribe for the supply of the Paid Subscription Services:
- You may only subscribe for the supply of the Paid Subscription Services if you are 18 years old or over and are capable of entering into legal contracts.
- In order to subscribe for the supply of the Paid Subscription Services you must register and set up an account on the Website and provide us with a current valid payment method. The following payment methods are accepted: Visa, MasterCard, Debit Card, Amex Card and Laser through stripe and paypal.
- These are subscription services. You can subscribe for a monthly subscription (“Monthly Subscription”) which will continue month to month and we will bill the monthly subscription fee to your payment method unless and until you cancel your subscription or it is terminated by us.
- You can also subscribe for an annual subscription (“Annual Subscription”) which will continue year to year and we will bill your payment method unless and until you cancel your subscription or it is terminated by us.
- Your payment method will be billed each month in the case of a Monthly Subscription and each year in the case of an Annual Subscription on the calendar day corresponding to the commencement of your initial subscription for the supply of the Paid Subscription Services. In the event that there is no exact corresponding calendar day in a particular month We will bill you on the nearest possible corresponding calendar day.
- If your subscription payment is not successfully settled with the billing period set out a term (e) above or you breach any of these terms or the wider terms and conditions of use of the Website we reserve the right to terminate your subscription immediately.
- In the case of Monthly Subscriptions all payments are non-refundable. In the case of Annual Subscriptions, where you cancel your subscription prior to the expiry of the year, you will be entitled to a refund of any full unused months remaining.
- You can cancel your Monthly Subscription at any time. To cancel your Monthly Subscription you need to send an email to email@example.com at least ten business days in advance of your monthly billing date, which is calculated in accordance with term (e) above. You will continue to have access to the Paid Subscription Services until the end of the monthly billing period.
- You can cancel your Annual Subscription any time. To cancel your Annual Subscription you need to you need to send an email to firstname.lastname@example.org at least ten business days in advance of your annual billing date, which is calculated in accordance with term (e) above. You will continue to have access to the Paid Subscription Services for any unused portion of the month, calculated as the monthly anniversary of the date of your initial subscription, in which you cancel.
- We reserve the right to increase the subscription fees for the Paid Subscription Services at any time at our absolute discretion. Should we change the subscription fees you will be notified by email and the increased subscription fees will apply to the next monthly or annual billing period as applicable, unless or until you terminate your subscription in accordance with (h) for Monthly Subscriptions or (i) for Annual Subscriptions.
- We reserve the right to decline to supply the Paid Subscription Services to any individual or company.
- For the purpose of these terms a business day means Monday to Friday 10.30 am to 5.30 pm and any day which is not a public or bank holiday in London.
If you default on any payment, we may:
- terminate your subscription;
- charge you for any outstanding amount remaining on the unexpired portion of your minimum subscription term (subject to your subscriptions and/or offer terms);
- send your details to third party debt collectors; and/or
- take any action which is necessary in our opinion to recover our losses.
If your subscription has been terminated and you would like to re-subscribe to one of our subscriptions, we have the right to require payment in full of any outstanding amount owed to us.
We may change our subscription entitlements at any time with 30 days’ notice and you may cancel your subscription within this notice period. We may also at any time and at our sole discretion, terminate your subscription with us where we believe that we have serious grounds to terminate (for example, for non-payment or breach of these terms).
We may screen your name and address against credit reference and fraud prevention databases when we decide whether or not to accept your application for subscription. If we do not accept your application for subscription, we will terminate your subscription and reimburse any payment that you have made.
Please note that these terms and conditions of use, and their subject matter are governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction over any disputes. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.
If you are a business, these terms and conditions of use and their subject matter (and any non-contractual disputes or claims) are governed by English law. You and we both agree to the exclusive jurisdiction of the courts of England and Wales.
You can write to us at our registered office at:
[Acre House, 11/15 William Road, London, United Kingdom, NW1 3ER]
Alternatively, please email us at email@example.com.